Find out how GDS and TDS ratios impact mortgage borrowing limits and affordability in Canada…

Legal Bits for All Users

This site’s connection is secure and the information you send or get through the site is private and confidential. This site is also protected by reCAPTCHA. We respect the right to privacy and you may ask to have your personal data expunged from our system at any time. This site is operated by ORCA Mortgages. Users hereby understand and agree to use the information at their own risk. Home loan rates shown are collected from Canada’s top rate comparison websites. The rates are for illustration purposes only since we are neither a lender, broker, bank or a mortgage origination provider. Rates shown are for high-ratio, residential mortgages based in Toronto, ON. The information provided is not and should not be construed as financial advice or any other kind of advice. We make no representations or warranties about the accuracy of any information contained therein, and shall not be responsible for any inaccuracies, misrepresentations, errors or omissions, and some information may not be up to date. You are under no obligation to proceed with any of our recommended home loan consultants. It is important to compare different rates, terms, and fees before selecting a home loan of your choice. Be aware that you could lose your property if you’re unable to make mortgage payments.